"Shaping the future of cross-border payments in emerging markets."
I'm a cross-border payments specialist at Southeast Bank PLC, Bangladesh — with hands-on experience leading ISO 20022 / CBPR+ migration, SWIFT operations, and payment system innovation across emerging markets. I write to make complex payment infrastructure understandable for practitioners and decision-makers worldwide.
Deep-dive articles on ISO 20022, cross-border payments, and Fintech innovation in emerging markets.
From project kick-off to live cutover — a frank account of the challenges, decisions, and hard-won lessons from leading Bangladesh's first ISO 20022 CBPR+ implementation.
A side-by-side comparison of the legacy MT103 and the new PACS.008 message format — explaining the structural changes, enriched data fields, and real-world operational impact.
An insider's perspective on Bangladesh's payment infrastructure — SWIFT connectivity, RTGS operations, regulatory landscape, and where the country is heading in the global payments ecosystem.
Real work, real outcomes — framed around methodology and results.
Led Southeast Bank PLC's end-to-end transition from SWIFT MT messaging to ISO 20022 CBPR+ — Bangladesh's most comprehensive bank-level implementation to date.
Designed and delivered a comprehensive training curriculum on SWIFT operations and cross-border payment systems for banking professionals across Southeast Bank PLC.
Whether you're exploring a collaboration, building on emerging market payment rails, or want to discuss ISO 20022 — I'd love to connect.